Enter your monthly salary and what you spend. The verdict shows immediately.
GHS
Everything that comes in β salary, allowances, bonuses.
What do you spend each month?
GHS
Food, rent, transport, children, everything. Honest estimate is fine.
Fill what applies. Skip what doesn't. Total builds automatically.
Total Monthly SpendingGHS 0
Know someone who needs to see this? Share before you continue.
Stage 2 β The Time
Where do your hours actually go?
Money can be recovered. Time cannot. These questions show exactly who is getting yours.
Your Working Day
When you get home β how many hours do you actually sit with your child?
Not the hours you are home. The hours you are theirs.
hours per day with my child
What takes your time at home? What remains is what your child gets.
Cooking / preparing mealsmins
Eating / family mealmins
Household choresmins
Phone / social mediamins
Personal routine / bathingmins
TV / resting alonemins
Time accounted for0 mins
Time Audit β Your 24 Hours
This is where your day actually goes.
Side by Side
π’ Your employer getsβ
πΆ Your child getsβ
The Calculation Nobody Showed You
β
This number will stop people. Share it before you continue.
Stage 3 β The Impact
This is not about guilt. These are facts.
A child does not need entertainment. A child needs formation. Formation requires the same committed hours the employer insists on every day.
Who Gets Your Hours
π’
The Company
β
hours per day β non-negotiable
πΆ
Your Child
β
hours of real presence per day
The company requires 8 hours because genuine commitment produces results. That was not invented arbitrarily.
Research shows a child needs 3β5 hours of focused parental presence daily β not just safety, but formation in character, values and identity.
The Only Question That Remains
β
If your partner paid you that same salary β would you give your child those same hours?
Then the conversation has already begun.
The willingness is there. What remains is a real, specific, closable number for the partner to build toward.
Monthly Amount Needed for the Arrangement to Work
β
β
How to Have This Conversation
1
Share these results with your partner β not as a demand, but as a discovery. "I did a calculation. Look at what I found."
2
Show the target number. Ask: "Is this something we could work toward together in the next 12 months?"
3
Make it a plan, not a pressure. Set a timeline. Identify what needs to change.
Career GrowthNegotiate. Specialise. The gap is a target, not a ceiling.
Side BusinessOne skill monetised changes the number.
Digital IncomeEarns beyond office hours.
Family BusinessOne manages from home. One fronts it. Together.
Then sit with that for a moment.
Every working day, 8 hours are given to an employer β without hesitation, without question.
But giving those same hours to a child β paid at the exact same rate β feels like too great a sacrifice.
That is not a judgement. It is an observation worth sitting with deeply.
"One day the working years will end. The salary will stop. The company will move on.
The only thing that remains is the family that was built β or the one that wasn't.
There is still time to decide which one it will be."
What Comes Next
You now know the number. Here is how to reach it.
The calculation is done. The question has been answered. What remains is building the arrangement that makes a stay-home salary real β for your family.
SOMA β School of Marriage
The Stay-Home Salary Cohort
A focused session for couples who have done this calculation and are ready to build toward the number together. Joseph T.D. Narnor Jnr. works directly with 3β5 couples per cohort β on finances, family structure, income strategy, and the conversations most couples never have.
Sessions begin when the next cohort of 3 couples is confirmed.
Cedimaker Publishing β Marriage Books
Books That Go Where This Conversation Goes
Written by Joseph T.D. Narnor Jnr. β not theory, not self-help. Straight truth about love, marriage, money and what it actually takes to build a home.